Articles
Have you ever wondered how your loved ones would manage financially without you?
There are different policies that will help you keep your family safe. Insurance can provide protection, prepare for financial milestones, and create wealth.
Cannabis and Insurance
Since the legalization of cannabis in Canada, insurers have had to reassess how they underwrite someone who is an occasional user versus someone who uses it for health reasons. In the past, all users would be declined coverage. Not so anymore; there a lot of products cannabis users can apply for.
Life Insurance and Capital Gains Taxes
It is said that there are only two certainties in life; death and taxes. These often go hand in hand. While you may think you are done on this earth and debt no longer is an issue, the fact remains that you still need money even after you pass on.
Mental Health and COVID
The vast majority of Canadians admit to being impacted by COVID-19, however only 60% are receiving treatment or social support. The mental health issues related to our lock-down and the COVID-19 virus pandemic are especially hard for people with depression.
There are barriers that exist preventing people from receiving the mental health help they need. Affordability is a huge problem. Today, the stigma is still a part of the problem. We promote the need for mental health however some still don’t feel comfortable and are embarrassed talking about it.
Insurance and Divorce
Going through a divorce is one of the biggest stresses in life. It becomes even more so when there are children involved. So many changes that need to be done and so much to go through, it’s no wonder insurance needs get forgotten. When people separate, they often remain connected — usually through a co-parenting relationship or because of ongoing child or spousal support obligations. In Canada, 41% of all divorces have children involved.