Articles
Have you ever wondered how your loved ones would manage financially without you?
There are different policies that will help you keep your family safe. Insurance can provide protection, prepare for financial milestones, and create wealth.
Mental Health and COVID
The vast majority of Canadians admit to being impacted by COVID-19, however only 60% are receiving treatment or social support. The mental health issues related to our lock-down and the COVID-19 virus pandemic are especially hard for people with depression.
There are barriers that exist preventing people from receiving the mental health help they need. Affordability is a huge problem. Today, the stigma is still a part of the problem. We promote the need for mental health however some still don’t feel comfortable and are embarrassed talking about it.
Insurance and Divorce
Going through a divorce is one of the biggest stresses in life. It becomes even more so when there are children involved. So many changes that need to be done and so much to go through, it’s no wonder insurance needs get forgotten. When people separate, they often remain connected — usually through a co-parenting relationship or because of ongoing child or spousal support obligations. In Canada, 41% of all divorces have children involved.
Life Happens; Covid Did
As some of you may know, I have been an independent life broker for many years now, and I have shared countless articles about the necessity of having insurance. Why you need it and how much your needs may change throughout your life, such as marriage, having children and buying a home for which you need to have coverage to protect your mortgage.
Most of us don't like facing our mortality and will avoid purchasing life insurance. Some people believe it’s too expensive, while others procrastinate until something happens to someone they know, or themselves.
There Are No Easy Answers
It is said that the baby boomer generation is most likely the last generation to go to school, find a job, get married, start a family, and retire from said job. This is no longer the way for millennials and their children. For so many reasons, that simple straight line no longer exists. Career uncertainty and the lack of every day jobs has changed, and as a result, the economic and academic landscape has changed with it. We are no longer guaranteed employment upon graduation. This has placed a lot of stress on students who have worked hard to finish school; their career is still a proverbial step or two away.